For someone filing for bankruptcy, whether it be Chapter 7 or Chapter 13, the last thing on his or her mind is spending the additional money on a lawyer. Though you may have heard a great way to save money in this process is by representing yourself in your bankruptcy, this isn’t the case. Filing...
Having multiple mortgages can be financially stifling for homeowners, especially if there are other debts on the table, such as student loans, auto loans, and credit cards. Paying down multiple large debts at once can eat up a large portion of your monthly income and make it nearly impossible to...
Understandably, millions of Americans go into debt during the holidays. According to Discover, “in 2016 the average American went more than $1,000 into debt just during the holidays alone.” Since we’re in the middle of the holiday season and Christmas is around the corner, we thought we’d dedicate...
Fair Debt Collection Practices in Pennsylvania In Pennsylvania, the Fair Credit Extension Uniformity Act puts forth important limits for debt collectors and lenders to abide by when interacting with debtors. It’s important for you to know what constitutes inappropriate or illegal behavior in order...
Filing Pro Se Filing for bankruptcy without an attorney, otherwise known as filing pro se, is legal and possible. However, your bankruptcy is going to affect you for decades to come, and getting it wrong will cost you. One of the most significant mistakes you can make by doing it on your own is...
Being unemployed does not prevent you from filing for bankruptcy. In fact, many people who file for bankruptcy do so because they cannot continue paying down debts after losing a job. While you are not required to find a new job before your case is approved, unemployment could present obstacles,...
If you’re seriously contemplating filing for bankruptcy to address your financial situation, you’ve probably been researching the process online. Filing for Chapter 7 or 13 bankruptcy is a big decision; your attorney can answer your questions and guide you every step of the way to make the process...
There are a lot of negative consequences associated with the failure to pay child support. Once arrearages reach certain thresholds, the paying parent will be denied a U.S. passport, their driver’s license can be suspended, their wages can be garnished, their tax refunds can be taken for child...
