When you ask an attorney (or the internet) whether bankruptcy can eliminate your student loan debt, the answers may vary. This is because student loan debt is technically dischargeable, but you need to file an adversary proceeding (separate lawsuit) to do it. Very few people attempt this for the...

You’re either thinking about filing bankruptcy or you’ve already decided to do so, but now you’re needing more information about the bankruptcy discharge. You probably have questions like, “What is the discharge exactly?” and “Do I have to pay my creditors back after my debts are discharged?” In...

We’ve seen it at our firm over and over again: A client comes to us and they feel ashamed about wanting to file bankruptcy. Somehow, they believe there is a stigma about filing bankruptcy and they feel as if despite their best efforts to pay their bills, they’ve let their creditors down. If...

If you’ve done any research about Chapter 7 bankruptcy, you may have read about how the bankruptcy trustee gathers the debtor’s non-exempt assets, liquidates them, and uses the proceeds to pay off creditors. “Non-exempt assets” refer to those assets that are not protected under bankruptcy laws;...

Are you filling up your tank once or twice a week? Nope. Are you eating out like you used to? Nope. Are you going to the movies? Nope. Are you shopping at your favorite stores every weekend? Nope. If you’re like most Americans, you’ve actually saved money during all the strict stay-at-home orders...

Small business owners now have a new option for a fresh start under federal law. If you are a business owner who is experiencing hardship during these uncertain and difficult times, then you may be eligible for immediate relief. Taking affect earlier this year, the Small Business Reorganization...