If you have accumulated a lot of credit card debt and you’re seriously considering filing Chapter 7 or Chapter 13 bankruptcy, you may be thinking that you’re going to swear off credit cards forever. You may even be thinking, “For here on out, I’m only using cash” or “I will never touch another...
Many people who file for bankruptcy are concerned about creditors harassing them or calling at all hours seeking payment. However, you have legal protections from this kind of behavior. Federal debt collection laws regulate what creditors can say and how often they can contact you. If you are...
When you file for bankruptcy, this does not mean you will have to lose all your possessions to creditors. There are certain exempt properties that you may keep so you can have a fresh start once the process is finished. There are a variety of federal bankruptcy exemptions, as well as state...
Do you presently have federal student loan debt hanging over your head? If you’re already having a cash flow problem that’s affecting other debts, you could be wondering, “Can federal student loan debt be discharged in a Chapter 7 or 13 bankruptcy?” This is a very good question and we assure you,...
Once you have filed for bankruptcy, you are likely unsure of how to move forward. The difficult part is over, and all that is left is picking up the pieces and starting the next chapter of your life. Our Harrisburg bankruptcy lawyer of Dethlefs Pykosh & Murphy will ensure you are as informed...
Everyone’s experience with finances is unique, but most of us struggle at some point in our life, whether we’re eighteen, thirty, or fifty-five. For a lot of us, it can take half our lives if not longer to gain control over our finances and finally come out on top. That’s why, eliminating debt...
