The cost of healthcare has been soaring for decades, especially for individuals who: 1) don’t qualify for Medicare of Medicaid, 2) are independent contractors, or 3) who earn some money, but not enough to afford quality health insurance. If you’ve accrued large medical bills on behalf of yourself,...

In Pennsylvania, noncustodial parents pay child support until their children turn 18, but there are some limited exceptions. A noncustodial parent is off the hook if their son or daughter becomes emancipated. Conversely, if a child is disabled and cannot support themselves when they become a legal...

If you filed for bankruptcy relief in the past and received a discharge, you may be wondering if you can file bankruptcy again. Is there a limit to how many bankruptcies one person can file? If you can file multiple times, are there time restraints? Generally, debtors are not limited to the number...

It is not uncommon for a borrower to have available credit, or go out and apply for new credit with the intention of maxing out their credit cards and then filing Chapter 7 bankruptcy. Since its December and Christmas shopping is on everyone’s mind, we thought now would be a perfect time to...

For a lot of people, owning a home is symbolic of realizing the American Dream. You know the dream...a comfortable three or four-bedroom home with two new cars parked in the garage. And for a lot of people, owning a home means security down the road. Once they pay off their house in 15 or 30...

“What type of debt can bankruptcy eliminate? Student loan debt? Medical bills? Personal loans? Credit card debt?” The type of debt that can be erased or discharged depends on a few factors, but mostly it depends on which bankruptcy you file. For consumers, the two most common bankruptcies that are...