Chapter 7 No-Asset Bankruptcies

Chapter 7 bankruptcy is commonly known as the “liquidation bankruptcy” because a bankruptcy trustee can sell (liquidate) some of a debtor’s property to pay creditors. This may occur when the debtor has extra assets, such as a vacation home, an extra automobile they...

Should I Avoid Credit After Bankruptcy?

For a lot of debtors, the hardest part of filing for bankruptcy is arriving at the decision to do so. When the debtor realizes that it’s going to be too difficult, if not impossible to catch up with all of their payments, penalties, and interest, they finally throw in...

Priority vs. Nonpriority Debts in Bankruptcy

If you decide to file Chapter 7 or Chapter 13 bankruptcy, some of your debts will be classified as “priority debts” while others will be classified as “nonpriority debts.” Which group a debt is categorized into will affect how the debt is treated in bankruptcy. In...

Bankruptcy: Secured vs. Unsecured Claims

When you file bankruptcy, you will have to list all of your creditor claims in your bankruptcy paperwork. As you start your Chapter 7 or Chapter 13 bankruptcy case, you will have to separately list your secured creditor claims and your unsecured claims. Not everyone...

Can Child Support Be Included in Chapter 13 Bankruptcy?

Have you fallen behind on your child support payments? Do you now owe thousands of dollars and you’re not sure how you’ll ever get caught up? Since child support debt is not retroactive, meaning the court cannot go back and reduce what a parent owes, it can be quite...
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