How to Save for Christmas Early

Now that it’s December, we’re deep in the middle of the holiday season and as bankruptcy attorneys, we can’t help but think about the number of debtors who will be putting Christmas gifts on credit cards because they don’t have the extra cash laying around to afford a...

Should I Get a Secured Credit Card After Bankruptcy?

After a bankruptcy, it’s not only a good idea to get a credit card to start rebuilding your credit, it’s absolutely necessary. Unless you start rebuilding your credit, it will be difficult, if not costly, to obtain auto loans, rent an apartment or house, or eventually...

Bankruptcy: What is the Homestead Exemption?

When debtors consider filing for bankruptcy, it’s not uncommon for them to ask the following questions: “Will I lose my wedding rings? Will I lose my home?” Filing for bankruptcy does not mean everything you own has to be liquidated to pay off your creditors – this is...
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