Can a Chapter 13 Save My Home?

If your debt is too much to bear and your home is now at risk of foreclosure, a Chapter 13 may allow you to save your home. With a Chapter 13, struggling homeowners are given the opportunity to delay or prevent a foreclosure by paying off their mortgage arrears over...

Get the Truth About Debt Settlement

If you lost your job, have been unemployed for a while, or became injured or ill, you may have had no choice but to max out your credit cards to pay for basic necessities, such as groceries and gasoline. If your debt is only snowballing, you’re probably feeling...

Do I Have to Pay All My Debts in a Chapter 13?

Generally, debtors who file a Chapter 13 bankruptcy do not qualify for a Chapter 7 bankruptcy. This is because their income is too high, thus they are reverted to filing a Chapter 13 instead. If you are considering a Chapter 13 bankruptcy, surely you’ll want to know,...

How Bankruptcy Stops Creditors Dead in Their Tracks

Are creditors on your back? Are you receiving collection letters in the mail, or is your cellphone ringing off the hook? If you’re tempted to block the collectors’ numbers, or if you’re afraid that your automatic deposits will be snatched by creditors, you will be...

Qualifying for a Chapter 7 Bankruptcy

Most consumer debtors file for bankruptcy under a Chapter 7 or a Chapter 13. If you are having financial problems, you may not be sure which bankruptcy is right for you. The answer will come down to the type of debts that you have, how much debt you owe, and your...
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