by DPM | Oct 7, 2021 | Bankruptcy
One of the main reasons why people hesitate to file Chapter 7 and Chapter 13 bankruptcy is because they are worried about how bankruptcy would affect their credit score. Although bankruptcy is a negative mark on your credit, how much bankruptcy will affect your FICO...
by DPM | Oct 7, 2021 | Bankruptcy
Now that the holidays have officially arrived, we can’t help but think about the additional pressures that the season places on struggling individuals and families. Sometimes people lose their jobs, even though Christmas is weeks away. Others may be living off their...
by DPM | Oct 7, 2021 | Bankruptcy
For millions of Americans, the retirement landscape is not what it was in their parents’ generation. Every day, older Americans are forced into early retirement, aged out of the workforce, or let go after being replaced by a twenty-something employee who will gladly...
by DPM | Oct 7, 2021 | Bankruptcy
We don’t need to tell you that in the United States, Americans young and old rely heavily on auto loans, mortgages, and credit cards to pay for their vehicles, homes, and various types of personal belongings. The problem is that in these uncertain economic times,...
by DPM | Oct 7, 2021 | Bankruptcy
If your debt is too much to bear and your home is now at risk of foreclosure, a Chapter 13 may allow you to save your home. With a Chapter 13, struggling homeowners are given the opportunity to delay or prevent a foreclosure by paying off their mortgage arrears over...
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