by DPM | Oct 7, 2021 | Bankruptcy
Twenty years ago, and earlier, debt collector harassment was way out of control.Thousands of victims (debtors who were delinquent on their debts) were subjected to various forms of stressful, upsetting, and horrible treatment on behalf of debt collectors trying to...
by DPM | Oct 7, 2021 | Bankruptcy
Generally, individuals file either a Chapter 7 or a Chapter 13 bankruptcy. But, for the purposes of this post, we’re going to discuss the advantages of a Chapter 13 bankruptcy. The U.S. Bankruptcy Courts refer to Chapter 13 as the “wage earner’s plan.” In other words,...
by DPM | Oct 7, 2021 | Bankruptcy
If you decide to file a Chapter 7or Chapter 13 bankruptcy, you will be required to complete credit counseling and a debtor education course. However, this is required of all individual or non-business bankruptcy filers throughout the United States, not just here in...
by DPM | Oct 7, 2021 | Bankruptcy
A lot of debtors who file Chapter 7 bankruptcy are behind on their rent or mortgage. They’re 30, 60, or 90 days late on their credit cards. Their utilities are close to being shut off by the utility companies, and their vehicles are an inch away from being...
by DPM | Oct 7, 2021 | Bankruptcy
Starting a business is an admirable endeavor. For many entrepreneurs, if they don’t have the personal funds to bootstrap their business, or if their business idea was rejected by Venture Capital firms and Angel Investors, their last resort is a Small Business...
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