Debt Collector Harassment Defined

In the 1980s and 1990s, debt collectors were in the habit of abusing and harassing debtors; the mistreatment was rampant. This abuse included calls at all hours of the day and night, threats of violence, profane language, threats to embarrass the debtor by making...

How Bankruptcy is Removed from a Credit Report

When people file Chapter 7 and 13 bankruptcies, they’re usually focused on filling out all of the necessary paperwork and after all is said and done, on rebuilding their credit. They rarely think much about when and how the bankruptcy falls off their credit report....

How Long Does Bankruptcy Stay on Your Credit?

Bankruptcy is available for debtors who have more debt than they can handle. Even though it can cause a credit score to dip, appearing on a debtor’s credit report for years, it should not hurt a person’s credit forever. If they play their cards right, it will be...

Medical Debt & Bankruptcy

The cost of healthcare has been soaring for decades, especially for individuals who: 1) don’t qualify for Medicare of Medicaid, 2) are independent contractors, or 3) who earn some money, but not enough to afford quality health insurance. If you’ve accrued large...
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