by DPM | Oct 7, 2021 | Bankruptcy
Now that it’s December, we’re deep in the middle of the holiday season and as bankruptcy attorneys, we can’t help but think about the number of debtors who will be putting Christmas gifts on credit cards because they don’t have the extra cash laying around to afford a...
by DPM | Oct 7, 2021 | Bankruptcy
As a child, you probably didn’t put much thought into your future credit score, if any at all. But when you turned 18, all that probably changed. Suddenly, you’re shopping out auto loans, considering getting your first credit card, and hunting for an apartment or...
by DPM | Oct 7, 2021 | Bankruptcy
There is a stigma surrounding bankruptcy, but much of it is undeserved; bankruptcy was created by our government for good reason, but debtors have a hard time seeing the value in it, at least at first. Often, when people are swimming in debt, they’ll delay bankruptcy...
by DPM | Oct 7, 2021 | Bankruptcy
After a bankruptcy, it’s not only a good idea to get a credit card to start rebuilding your credit, it’s absolutely necessary. Unless you start rebuilding your credit, it will be difficult, if not costly, to obtain auto loans, rent an apartment or house, or eventually...
by DPM | Oct 7, 2021 | Bankruptcy
When debtors consider filing for bankruptcy, it’s not uncommon for them to ask the following questions: “Will I lose my wedding rings? Will I lose my home?” Filing for bankruptcy does not mean everything you own has to be liquidated to pay off your creditors – this is...
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